It's a great time to purchase or refinance, so let us walk you through the whole process. It's easy!
Use the form within the banner above and instantly get a rate quote, including closing costs. You can also use our Get Pre-Qualified form on the right to receive a pre-approval letter that will help you find your home. No matter your needs, we are here to help!
At Homex Financial we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you.
We work with multiple lenders and we are able to provide our clients with extremely competitive pricing. Now you can do all your comparison shopping with one company without wasting time with several banks or brokers.
We make sure our clients get the best support from our staff. We will walk you through the whole mortgage process and ensure your transactions close smoothly.
"Even after our first refinance didn't go through because of an issue with our heater, Karim stuck with it and made it happen for the second time around. Highly recommended! Also, he knows a lot about mortgage loans and gave us some good advice that other mortgage brokers did not. Very reliable."
"Karim was very knowledgeable and made the potential tedious, stressful process of refinancing our home smooth and easy. I would highly recommend anyone to use his services. He was straight forward with no hidden agenda and worked with us to achieve what we wanted. He went above and beyond to assure we had a good experience. He assisted with any aspect of the refinance which at times included him working outside of normal business hours. He was very efficient and closed our loan in two weeks. Thanks for all of the help, Karim!"
"This was my best loan experience ever and I have done numerous real estate loans over 45 years. Karim and his assistant Laura seem completely dedicated to getting things done quickly and correctly. Our loan even closed early."
"Karim has helped us on refinancing 2 times. He got our loan closed within 30 days. He is well prepared for all the work and always resolve all of my concerns. Highly recommend to all."
"I found Karim Smail on Zillow, and based off reviews contacted him for our home refinance. Karim was always responsive and answered our many questions. He beat our comparison lender's fees and rates, and the process went very quickly and smoothly. We refinanced into a 15 year mortgage, cancelled our PMI and did a cash out to pay off debt. Our new monthly payment is comparable to our previous debt sum, yet we took 11 years off our mortgage ."
"This was my first experience refinancing and Karim made it very easy. He explained everything and made sense of the whole process. Any time I needed to speak with him on the phone or thru email he was very prompt in getting back to me. The rates were competitive and my cost was minimal. Can't go wrong with homex in my opinion."
We have put together some helpful information and mortgage calculators to help answer any questions you might have.
See a detailed description of different loan types and programs that will help you decide which is best for you.
We have put together some calculators to help you make sense of the numbers.
Here we tried to answer the most important questions you may have. For more answers call 1-800-431-6962.